California Group Health Insurance
https://wiki-dale.win/index.php/How_Small_Businesses_Can_Build_Strong_California_Employee_Benefit_Plans:_Step-by-Step_Guide_to_Compliance,_Cost_Control,_and_Employee_Satisfaction
"California group health insurance provides a variety of plan options, including HMOs, PPOs, and HDHPs, giving employers flexibility in choosing the right coverage for their employees' diverse needs."