how to get insurance to pay for roof replacement 9

https://direct-wiki.win/index.php/How_to_Handle_a_Roof_Insurance_Claim_in_Texas_Without_Getting_Shortchanged

Call your insurance company first to file a claim, and they'll send an adjuster to assess storm or hail damage. Get a detailed contractor's estimate showing pre-existing condition and the specific cause, like wind or fallen tree. If the adjuster's offer seems low, request a reinspection or hire a public adjuster to negotiate. Always read your policy for exclusions on wear and tear versus sudden events.