Look, when my agent asked me when I last reviewed my policy, I realized it had been 6 years. I thought I was covered for everything, but turns out my roof replacement was depreciated way more than I expected. Learned the hard way to review policies regularly!

https://fair-wiki.win/index.php/When_a_Fire_Destroys_the_House:_How_Underinsurance_Turns_a_Claim_Into_Personal_Debt

Look, when my agent asked me when I last reviewed my policy, I realized it had been 6 years. I thought I was covered for everything, but turns out my roof replacement was depreciated way more than I expected