Small businesses have options, but they aren't one-size-fits-all. You can go...

https://sticky-wiki.win/index.php/How_Do_I_Pick_Health_Benefits_When_My_Team_Has_Very_Different_Needs%3F

Small businesses have options, but they aren't one-size-fits-all. You can go with traditional group plans, level-funded options, or the SHOP exchange. If you want more control, ICHRAs let you give employees a tax-free allowance to pick their own plans